3 credit score Utah

Here’s why: According to the Federal Trade Commission, nearly 10 million Americans are victims of identity theft per year, with an average loss of $5,000 per victim. The FTC adds that it takes the average victim of identity theft 12 months to notice that the crime has occurred.

By that time, the damage has already been done, and cleanup can take years. A credit-monitoring system will notify you of changes in your credit on a daily or 3 credit score Utah weekly basis, alerting you well in advance that your data may have been compromised. Credit protection and monitoring systems cost extremely little compared to the damage identity thieves can do to your credit score.

Enrollment in these systems has absolutely no adverse affect on your credit and can, 3 credit score Utah in fact, save your financial life.

Credit protection and monitoring systems do the work for you.

Once you enroll, there’s no need to continually review your credit – you’ll be notified of any changes to your credit report. free copy of credit report If you’re preparing for a major purchase, thinking about applying for a credit card, or hoping to obtain the apartment or job of your dreams, you’ll want to keep extremely close watch on your credit. A credit-protection or monitoring system can help you do this with a minimum of effort. By protecting your credit, you’re not only acting on your own behalf, but protecting your family as well. Loved ones also suffer when your credit is hijacked – monitoring 3 credit score Utah your credit report can help provide a stable base for your entire household. Getting a monitoring system for your credit is simple. First, it’s important to research your options to find one that best fits with your individual needs. free credit report usa

Once you’ve found the right program for you, you’ll 3 credit score Utah fill out an online application and provide personal information such as your name, phone number, Social Security number, and address. You’ll then create a username and password to access your reports. Finally, you’ll be asked to verify your identity for security purposes. To prove your identity, you’ll typically need to provide a credit-card number along with answering specific security questions. Your credit score is a numerical representation of the credit risk that you pose 3 credit score Utah to lenders, credit-card issuers, and other companies or individuals.

Credit scores typically range between 300 and 850, with 300 the lowest and 850 the best. Any score above 700 is considered good – and, of course, the closer to 850 the better. Average scores range from 620 to 700, with scores of less than 620 considered poor. The better your score, the better your chances of being offered a loan or credit card with 3 credit score Utah competitive interest rates and favorable terms. ftc.gov free credit report In addition, you’ll be more likely to get the apartment or job you want, since landlords and employers will consider you a better choice. Whether you’re happy with your credit score or would like to improve it, regular monitoring of your credit 3 credit score Utah history is essential. We’ll provide you a credit report as well as a credit score to make sure you can easily keep control of your financial life. Entries (RSS) and Comments (RSS) Your Free Credit Score Without a Credit Card Pay off debt.